The Business Model, Plainly
Rely Credit (relycredits.com) is a loan matching service and comparison website — not a lender. We do not make credit decisions, issue loans, set rates, or service payments. When you submit a request, it is shared with a network of licensed lenders and network partners; lenders who choose to compete for your business respond with their own offers, on their own terms, under their own state licensing.
Lenders and network partners pay Rely Credit for introductions and referrals. This compensation is our revenue; borrowers never pay us anything, at any stage, for any reason.
What Compensation Can Influence
Compensation may affect which lenders participate in the network, and how and where offers or references to partners appear. That is a real influence and we state it without hedging. What compensation never changes: the terms of any offer you receive (each lender sets its own), the editorial content of the guides (worked math at stated representative rates, checkable by any reader), the published reviews (all thirty, including critical ones), or the figures on the rates page and lender comparison page — no lender pays for placement in those profiles, and several are described unflatteringly.
About the Loans Themselves
Loan amounts through the network run $500–$5,000. APRs, fees, and repayment terms are set solely by the lender that chooses to work with you, are subject to that lender's own credit review, and vary by state; personal loans are not available in every state. Not every request results in a match, and no outcome is ever certain before a lender reviews your information. Every payment figure on this site is a representative estimate for illustration — your actual terms come only from a lender's written offer. Submitting a request creates no obligation; only signing a lender's agreement does.
Questions About This Disclosure
If any part of this page seems inconsistent with something you experienced through the network, we want to know: [email protected]. The disclosure is honest or it is worthless.